note: this segment is sponsored by NeighborWorks America.

While the housing market is, in many ways, stronger than at any time in the last decade, many homeowners are still struggling. If you have a mortgage and you’re still having trouble making your monthly mortgage payments –  you might want to consider a loan modification. But you have to be careful — loan modification scams can affect anyone, no matter your age, education, income or neighborhood.

We spoke with Barbara Floyd Jones, Senior Manager of National Homeownership Programs for NeighborWorks America to get advice on staying safe from scams.

Learn much more at LoanScamAlert.org or by calling 1-888-995-HOPE (4673). And learn more about NeighborWorks at NeighborWorks.org.